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Tag Archives: Affordable Care Act

Medical Expenditure Risk: How Medicare Protects the Elderly and What Would Change with Proposed Reforms

A key goal of health insurance is to protect individuals against the risk of large unexpected medical expenditures. This function is particularly important (more…)

Uninformed Decision Making: How Prepared are Americans to Navigate the ACA?

In an effort to reduce the uninsured population in the U.S., the Patient Protection and Affordable Care Act (ACA) introduced health insurance exchanges in October 2013. Since then, people without health insurance can go into these exchanges at open enrollment periods and directly purchase coverage, choosing from a menu of dozens (and sometimes hundreds) different plans. (more…)

Where Obamacare Went Wrong (Or Did It?)

By now, everyone has formed opinions of the Affordable Care Act (ACA). Ironically, the strongest opinions seem to come from people that know the least about it. (more…)

Don’t Be Fooled by Claims About the ACA Impact on Insurance Premiums

A recent New York Times headline reported that health plan costs for New Yorkers will fall 50%. They were taking the bait from Governor Cuomo’s office, who crowed about “real competition that helps drive down health insurance costs.” (more…)

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