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To Promote Stability in Health Insurance Exchanges, End the Uncertainty Around Cost-Sharing and Other Rules
By Erin Trish
While it is unclear whether the changes included in the CMS rule will have a small positive or negative impact on market stability, it is clear that the impact pales in comparison to the instability caused by the lack of commitment to fund the ACA’s cost-sharing reduction subsidies or to enforce the individual mandate. (more…)
In an effort to reduce the uninsured population in the U.S., the Patient Protection and Affordable Care Act (ACA) introduced health insurance exchanges in October 2013. Since then, people without health insurance can go into these exchanges at open enrollment periods and directly purchase coverage, choosing from a menu of dozens (and sometimes hundreds) different plans. (more…)
A recent New York Times headline reported that health plan costs for New Yorkers will fall 50%. They were taking the bait from Governor Cuomo’s office, who crowed about “real competition that helps drive down health insurance costs.” (more…)