We find that the current population of individual market enrollees would pay more for the same level of coverage under the BCRA than under current law, before accounting for any premium tax credits for which individuals may be eligible. (more…)
The Cruz amendment would put significant upward pressure on premiums for ACA-compliant plans, shifting costs toward sicker individual market enrollees and the federal government. (more…)
The BCRA revised July 20 would increase total costs for lower-income enrollees in all age groups, finds Loren Adler and Paul Ginsburg in their updated analysis.
Matthew Fielder examines Senator Cruz’s proposed change to the Senate healthcare bill. (more…)
Loren Adler and Paul Ginsburg find that the BCRA would increase total costs for lower-income enrollees in all age groups. (more…)
While many reactions to the CBO analysis focused on how the BCRA would affect insurance coverage, the bill’s effects on individual market insurance premiums have also received considerable attention.
Under current law, section 1332 provides broad flexibility for states to waive key ACA provisions so long as health coverage is not jeopardized and federal deficits not increased. The changes in the Senate bill would upset this structure. (more…)
Schaeffer Initiative Senior Fellow Matthew Fielder analyzes the potential effects of the Senate’s health care bill on essential health benefits and ACA protections against catastrophic costs.