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Tag Archives: ACA

Expect the CBO to Estimate Large Coverage Losses from the GOP Health Care Plan

In anticipation of the official CBO estimates, this blog post draws upon prior CBO estimates and analysis to assess how they will likely expect this legislation to impact insurance coverage. 
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Health Insurance as Assurance: The Importance of Keeping the ACA’s Limits on Enrollee Health Costs

The GOP replacement plans are split over or unclear about whether to keep the ACA’s requirement that plans include an annual out-of-pocket expense limit and no lifetime limit on how much health coverage the plan will cover. They shouldn’t be. (more…)

Paying for an ACA Replacement Becomes Near Impossible if the Law’s Tax Increases are Repealed

The tax cuts that would be enacted if Congress models its ACA repeal on the legislation that was passed early last year through the budget reconciliation process would make it much more difficult to achieve a sustainable replacement plan that provides meaningful coverage without increasing deficits. (more…)

Why Repealing the ACA Before Replacing it Won’t Work, and What Might

Republicans have offered up no shortage of ACA replacement plans, but many are still in outline form or lack critical details. This post outlines why repealing with out a replacement won’t work and what policies should be considered.  (more…)

Why do so many doctors practice defensive medicine? Maybe because it works

Physicians with higher spending in a given year were substantially less likely to be sued for malpractice the following year.  (more…)

Medical expenditure risk: How Medicare protects the elderly and what would change with proposed reforms

A key goal of health insurance is to protect individuals against the risk of large unexpected medical expenditures. This function is particularly important (more…)

Uninformed Decision Making: How Prepared are Americans to Navigate the ACA?

In an effort to reduce the uninsured population in the U.S., the Patient Protection and Affordable Care Act (ACA) introduced health insurance exchanges in October 2013. Since then, people without health insurance can go into these exchanges at open enrollment periods and directly purchase coverage, choosing from a menu of dozens (and sometimes hundreds) different plans. (more…)

Where Obamacare Went Wrong (Or Did It?)

By now, everyone has formed opinions of the Affordable Care Act (ACA). Ironically, the strongest opinions seem to come from people that know the least about it. (more…)

Don’t Be Fooled by Claims About the ACA Impact on Insurance Premiums

A recent New York Times headline reported that health plan costs for New Yorkers will fall 50%. They were taking the bait from Governor Cuomo’s office, who crowed about “real competition that helps drive down health insurance costs.” (more…)

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