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Three Federal Actions That May Address Surprise Bills

In this blog, we explain the details of each action, and discuss the merits, risks, and limitations of these reforms.  (more…)

How Would the Revised Senate Health Care Bill Affect Individual Market Premiums in 2026 and Over the Long Run?

We find that the current population of individual market enrollees would pay more for the same level of coverage under the BCRA than under current law, before accounting for any premium tax credits for which individuals may be eligible. (more…)

Requirement to Maintain a “Single Risk Pool” Would not Contain Effects of Cruz’s Proposal

The Cruz amendment would put significant upward pressure on premiums for ACA-compliant plans, shifting costs toward sicker individual market enrollees and the federal government. (more…)

How the Revised BCRA Would Impact Enrollee Costs, According to Your Age and Income

The BCRA revised July 20 would increase total costs for lower-income enrollees in all age groups, finds Loren Adler and Paul Ginsburg in their updated analysis.
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Sen. Cruz’s Proposed Change to Senate Health Care Bill Would Undermine Protections for Enrollees with Significant Health Care Needs

Matthew Fielder examines Senator Cruz’s proposed change to the Senate healthcare bill. (more…)

How the BCRA Would Impact Enrollee Costs, According to your Age

Loren Adler and Paul Ginsburg find that the BCRA would increase total costs for lower-income enrollees in all age groups. (more…)

How Would the Senate’s Health Care Bill Affect Individual Market Premiums?

While many reactions to the CBO analysis focused on how the BCRA would affect insurance coverage, the bill’s effects on individual market insurance premiums have also received considerable attention.

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Changes to State Innovation Waivers in the Senate Health Bill Undermine Coverage and Open the Door to Misuse of Federal Funds

Under current law, section 1332 provides broad flexibility for states to waive key ACA provisions so long as health coverage is not jeopardized and federal deficits not increased. The changes in the Senate bill would upset this structure. (more…)

Like the AHCA, the Senate’s Health Care Bill Could Weaken ACA Protections Against Catastrophic Costs

Schaeffer Initiative Senior Fellow Matthew Fielder analyzes the potential effects of the Senate’s health care bill on essential health benefits and ACA protections against catastrophic costs. 

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Why America Needs a ‘Do-Over’ on Medicaid Reform

Republicans and Democrats should aim toward securing the health of the most vulnerable American children and families. (more…)

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